Elevate your business with a line of credit.


Draw funds as you need and only pay for what you use, with a flexible line of credit designed to meet your business needs.

  • Funds available on demand.
  • Only pay for what you use.
  • Access to revolving credit.
  • Financing that grows with you.


Think of a line of credit as a financial safety net for your business. It’s there if you need it, but you’re under no obligation to use it. And when you do tap into it, you can use it to cover almost any small business need. Plus, you only pay interest on the funds you use, not the full amount. In other words, it’s as flexible as a double-jointed yoga teacher.

Quick Quote


Interest Rate

As low as 3.5%

Revolving Line

Only Pay on Your Outstanding Balance and Not Your Loan Amount


Completely Unsecured with NO Collateral Needed

Frequently Asked Questions

What is a business line of credit?

A business line of credit is a financial safety net for your business. It’s also one of the most flexible forms of financing.  You can use it for buying equipment, hiring staff, increasing inventory, adding a second location, paying invoices, installing a cappuccino machine, and more.

And because a line of credit is revolving, you can use it as many times as you want. As soon as you repay what you’ve used, those funds become available to you again.

Benefits of a Business Credit Line

Only pay interest on the funds you use

One of the coolest things about a business line of credit is that you only pay interest on the funds you use, not the full amount. For example, if you’re approved for a $40,000 business line of credit and you use $20,000 for office upgrades, you’ll just pay interest on that $20,000. This could save you a bundle in interest. 

Business line of credit best uses

Just like with a credit card, you can use a business credit line for just about anything. It’s good for businesses looking to expand and in need of a little cash to set up a new location, or to buy inventory. It can also be great to have on deck in the event you might need funds unexpectedly. Or it can be good if you expect to experience cash flow issues due to an off-season or something of the like. 

Are there termination fees if I want to leave?

We would hate to see you go but if you must, there is no termination fee charged. As long as there is no outstanding balance, you can stop using your line a credit at any point with no penalties and no fees

Requirements for a Line of Credit

A line of credit for businesses is not the easiest form of funding to get. You’ll want to have a credit score of 560 when applying because most lenders will look for that as a minimum. You’ll also want to have at least six months in business, and a minimum of $50,000 in annual revenue. If you’re looking for a secured line of credit, you’ll need to have some collateral to offer too. That might help you get better terms for your line of credit.

Do you need collateral for a business line of credit?

You don’t need collateral for a business line of credit. You could get an unsecured line of credit that does not require collateral. But it could cost you more. With unsecured lines of credit, the interest rates can be higher because lenders are taking a larger risk in lending to you. 

How does repayment work?

Monthly and weekly repayment programs are available. The payments will be automatically debited from your bank account. As long as you keep sufficient funds in your bank, your payments will process without you needing to worry about anything.